.ky-process{padding-top:82px;padding-bottom:82px}
.ky-process-heading{margin-bottom:38px}
.ky-process-grid{position:relative;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;margin:0;padding:0;list-style:none;counter-reset:step}
.ky-process-grid::before{content:"";position:absolute;z-index:0;top:34px;left:10%;right:10%;height:1px;background:linear-gradient(90deg,transparent,#bfd0e7 10%,#bfd0e7 90%,transparent)}
.ky-process-card{position:relative;z-index:1;display:flex;flex-direction:column;min-width:0;min-height:280px;padding:24px 22px 26px;border:1px solid var(--line);border-radius:18px;background:var(--white);box-shadow:0 10px 30px rgba(7,26,51,.055);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.ky-process-card:hover{transform:translateY(-4px);border-color:#b9cdf0;box-shadow:0 18px 42px rgba(7,26,51,.10)}
.ky-process-number{position:absolute;top:18px;right:18px;display:grid;place-items:center;width:32px;height:32px;border-radius:10px;background:#eaf1ff;color:var(--blue);font-size:14px;font-weight:800}
.ky-process-icon{display:grid;place-items:center;width:52px;height:52px;margin-bottom:24px;border-radius:15px;background:var(--navy);color:#fff;font-size:23px;font-weight:700;box-shadow:0 8px 18px rgba(7,26,51,.15)}
.ky-process-card h3{min-height:48px;margin:0 0 12px;color:var(--navy);font-size:19px;line-height:1.25;letter-spacing:-.015em;overflow-wrap:anywhere}
.ky-process-card p{margin:0;color:var(--muted);font-size:14px;line-height:1.65;overflow-wrap:anywhere}
.ky-process-cta{display:flex;align-items:center;justify-content:center;gap:26px;margin-top:34px;text-align:center}
.ky-process-cta p{margin:0;color:var(--muted);font-size:15px;font-weight:600}
.ky-process-cta .ky-btn{flex:0 0 auto}
@media(max-width:900px){.ky-process-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.ky-process-grid::before{display:none}.ky-process-card{min-height:250px}.ky-process-cta{flex-direction:column;gap:16px}}
@media(max-width:600px){.ky-process{padding-top:64px;padding-bottom:64px}.ky-process-heading{margin-bottom:30px}.ky-process-grid{grid-template-columns:1fr;gap:14px}.ky-process-card{min-height:0;padding:22px}.ky-process-card h3{min-height:0}.ky-process-cta{margin-top:28px}.ky-process-cta .ky-btn{width:100%}}
@media(prefers-reduced-motion:reduce){.ky-process-card{transition:none}}